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For ATM payment process, visit ATM Permanent visa payment procedure 2. This page will show your information as per the MOI system. At this stage, some people get the following error “Your Application cannot be processed because Istiqdam e-service Business rules have not been covered” It means that rules given in the previous page are not covered: – Iqama is valid less than 90 days – Most of the time what it means that your profession is not in the approved category list.